Coinbase Payments: A Complete Solution for Stablecoin Payments
TL;DR: Coinbase Payments offers trusted, comprehensive infrastructure for stablecoin payments – helping businesses of any size move money faster, globally, and at institutional scale.
Stablecoins are quickly becoming the backbone of how money moves globally. Coinbase processes nearly $1T of stablecoin movement annually and holds nearly $20B in USDC on platform, the blockchain Base has processed $19T in stablecoin volume so far this year, and x402, our agentic payments protocol, has processed 160M+ agentic payments in the last year. Leading payments companies, fintechs, banks, and crypto natives understand this shift and are moving quickly to innovate with stablecoin payments.
Coinbase has spent more than a decade building a broad, trusted regulated footprint in crypto. We have more than 80 licenses around the world, operate global fiat on/off ramps, run KYC and KYB at scale, and distribute more regulated stablecoins than any other platform in the world.
The same infrastructure we built to power our business is available through the Coinbase Developer Platform as infrastructure and APIs for any company to embed crypto into their products. Coinbase Developer Platform provides complete solutions for payments, stablecoin issuance, trading, custody-as-a-service, and onchain tools.
Coinbase Payments, our managed solution for stablecoin payments, leverages our global, regulated footprint so that any business building with stablecoins can access Coinbase’s entire network as APIs and infrastructure.
Building with stablecoins has historically been complex, slow, and expensive. Businesses had to figure out how to safely custody their crypto, manage regulation across geographies, and navigate ever-changing technical issues. This meant cobbling together a variety of specialized providers around the world. Coinbase Payments stands alone in our ability to solve these problems in a unified product.
Our end-to-end solution unifies the payments tooling, blockchain infrastructure, stablecoin settlement, and institutional-grade custody that enterprises and developers need to build with stablecoins.
Coinbase Payments enables a broad range of stablecoin use cases:
Cross-border remittances and payouts: moving money globally, instantly, at a fraction of the cost of traditional rails
Merchant payments: enabling seamless stablecoin acceptance at checkout
Treasury management: holding, moving, and deploying capital across borders without legacy friction
Regulated end-customer experiences: fully compliant stablecoin products embedded into consumer-facing applications
Agentic payments: fully autonomous transactions for AI agents operating across the internet
Payments Infrastructure
The front door of Coinbase Payments is a powerful, developer-friendly API layer that unlocks the full range of stablecoin payments use cases – from acceptance and deposits to virtual accounts, cards, financing, treasury management, KYC/KYB, and fiat on/off ramps. Everything is fully embedded and interoperable, allowing businesses to build exactly what they need without stitching together multiple providers.
Our APIs and infrastructure work seamlessly for both human and agentic use cases through our Coinbase Developer Platform CLI. x402, the open-source payments standard we created at Coinbase, lets agents access, pay for, and integrate services autonomously. x402 is natively interoperable and integrated into Coinbase Payments.
Stablecoins
Coinbase is the co-creator and largest distributor of USDC, we hold nearly $20 billion in USDC on platform (more than any other single holder). We support major USD stablecoins like USDT and PYUSD, and a growing suite of local currency stablecoins like EURC, AUDD, XSGD, and tGBP. And through Coinbase Custom Stablecoins, we provide turnkey infrastructure for any business that wants the ability to have their own branded stablecoins.
Blockchain
Over the past year, Base has become one of the leading chains for stablecoin activity, processing over $19T in stablecoin volume so far this year, already almost triple the 2025 total of $6.6T, with near-instant settlement and peaks of ~5,000 TPS. For businesses that want cross-chain flexibility, we provide interoperable support for a variety of popular chains like Ethereum, Solana, and many more.
Custody
We offer a full range of storage infrastructure including highly scalable custodial and non-custodial wallets, and KYC- and KYB-as-a-service. Customer funds are kept safe in Coinbase's institutional-grade custodial solution trusted by the world's leading ETF issuers, financial institutions, and governments, with zero losses across our 14 years and multiple generations of key management. Recurring SOC 1/2 and regulatory audits independently verify the controls behind that record. We partner with top banking institutions for virtual accounts and fiat on/off ramps to ensure stablecoins operate seamlessly with fiat banking.
Get Started Now
The shift to stablecoin payments is accelerating and the businesses that move now will set the pace of innovation. If you're interested in building on stablecoin rails, reach out to our team at coinbase.com/payments to learn more.
About Alec LovettHead of Infrastructure ProductsAlec Lovett is the Head of Infrastructure Products at Coinbase, where he leads the platform infrastructure business, encompassing payments, agentic commerce, stablecoins, wallets, and crypto-as-a-service.
